Investment and Retirement Planning

Investment and Retirement Planning


Investments can play a key role in your financial plan. 

We believe when choosing your path, it is important to help protect what you have and grow your investments in a tax-efficient, diversified portfolio over the long-term to pursue your financial goals.

Retirement planning today has taken on many new dimensions that never had to be considered by earlier generations.  For one, people are living longer.  Longer life spans have created a number of new issues that need to be taken into consideration when planning for retirement to ensure a retiree doesn’t run out of money.

For individuals, a mix of liquid investments and retirement plan savings can help achieve both short- and long-term goals.  

Some of the advantages of retirement plan savings include:

  • By contributing to an individual IRA or company sponsored retirement plan throughout your career, you will realize immediate tax benefits at a time when your income is generally highest.  The amount you pay in income tax will be reduced since the amount of your annual contribution can generally be excluded from your gross income.
  • The investments inside the plan can grow tax deferred and are not taxed until withdrawn.                
  • When you begin to withdraw the funds at retirement, you will more likely to be in a lower tax bracket than during your earning years.  Funds withdrawn at that time could benefit from a lower tax rate.

Group retirement and savings plan

For business owners, group retirement and savings plans can play a key role in attracting and retaining quality employees.

Just like you, your dedicated employees are working towards a more safe, secure future. Either provided independently or paired with group benefits, a group savings plan is a convenient, flexible and affordable way to help your employees reach their long-term financial goals.

Employees gain instant tax savings for their Group retirement plan contributions, since they are made using pre-tax payroll deductions. They also receive greater peace of mind that comes from knowing every month they are helping build towards retirement.

I can help you and your valued employees choose group retirement and savings plans. We will design an investment plan tailored to fit the needs of everyone involved.   Choose from products like:

  • 401k plans
  • profit sharing plans
  • Defined benefit pension plans 

Investing involves risks including possible loss of principal.  No strategy assures success or protects against loss.

Contact us today to learn about how group retirement and savings plans can benefit your business.

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